主    题：Risk Engineering of Investment Guarantees in Equity-Linked Insurance

主讲人：冯润桓    PhD、FSA、CERA

             美国伊利诺伊大学香槟分校副教授（终身教职）

              伊利诺伊大学精算项目主任

主持人：张宁 副教授

              湖南大学金融与统计学院副教授、博导

              湖南大学金融与统计学院保险系主任

时   间：2018年12月24日（星期一）上午10：00—11：30

地   点：湖南大学财院校区水教302

Abstract:

        Natural disasters and human-made hazards are inevitable in our society. Engineers respond by designing autonomous vehicles that prevent accidence, making earthquake-proof buildings, developing life saving medical equipment. Actuaries answer by designing innovative insurance products to reduce and mitigate the financial losses of car accidents, earthquakes, and make medical care available to those in dire need. Therefore, actuaries are sometimes nicked named “risk engineers”.

       This talk aims to illustrate fundamental principles of risk management embedded in equity-linked insurance and how they are utilized to engineer a wide variety of investment guarantees.  It also offers a glimpse of technical development and challenges arising from the life and annuity industry in the United States.